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Things You Need to Know About American Workers Insurance Services

 


Things You Need to Know About American Workers Insurance Services


AWIS or the American Workers Insurance Services is one of the providers of high quality health coverage services. The affordable services include volume discounts, network savings and insurance benefits rated as "A". Health coverage line is very much regulated and very flexible in providing health coverage depending on the state since each states has a specific laws or laws regarding health insurances. This article will tackle about American workers insurance services and the medical plans.


First, we go to the guarantee. The AWIS guarantees a 30-day money back as part of the service. The complete premium amount will be refunded back to you once you are not fully satisfied with the service within the 30-day period. What you need to submit is the request for cancellation. You may send it through email or fax. You are not really required to state your reason of dissatisfaction. This is something unusual in the industry.


Depending on what state you are in and on the policy that you choose, the policy benefits varies. However, for all health insurances, the common benefits include coverage for hospitalization, surgery, intensive care, critical illness, doctor and dental visits, anesthesia, prescription, blood testing and accidental injury. These are the coverage within a standard policy of AWIS and it can serve as a standalone policy.


One of the uncommon things about AWIS is the Patient Advocacy Program or PAC in which the trained representatives of AWIS will help you and coordinate with the hospital to lessen your medical expenses. Once tragedy happens, it will increase your expenses. Thus the AMIS representative will look for ways on how to reduce your bills during times when you need it most. In reality, most customers who have AMIS were able to save hundreds and even thousands of dollars. The testimonials of the customers will prove it.


Health coverage considers one important thing - deductibles. Maximum deductible with AWIS is $100. Some other companies in the same industry may collect deductibles ranging from $2000 to $10000; and that is even before you are provided with health benefits. Until then you are covered with insurance maximums. On these companies mentioned, if you do not prefer this kind of payment scheme, then your other option is to pay $1000 monthly for family coverage.


With AWIS plans, you will be able to receive some more benefits. On AWIS, the Accidental Death Insurance and the Term Life are already included unlike other companies wherein this is an extra policy. Aside from these, the benefits not usually covered by health insurance are included such as legal services; pet care 24 hour medical hotlines and emergency travel worldwide.


The bottom line is, American Workers Insurance Services if far better than traditional health insurances when it comes to the benefits and the price. Take action now and check the available policies in your state.

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